How does SEPA payment via QR code work?
With the EPC QR code, you can transfer payment details to a compatible banking app.
On this page
On this page
At checkout, select SEPA transfer. After creating the order, HerMarkt will display:
- An EPC QR code
- The account holder
- The IBAN
- The BIC
- The exact amount
- The unique reference purpose
How to Proceed
- Open your banking app.
- Select the function to scan a transfer or QR code.
- Scan the displayed QR code.
- Before confirming, check: recipient, IBAN, amount, and reference purpose.
- Authorize the transfer.
Important Notes
- Not all banking apps support EPC QR codes. In this case, you can manually enter the displayed payment details.
- The reference purpose must be copied exactly for your payment to be automatically assigned.
- Scanning the QR code does not confirm a payment. The order will only be shown as paid after the actual payment has been received.
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Last updated: 7/9/2026